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First Reward Checking
- High-Interest Checking
- Free ATMs Nationwide!*
- No Monthly Fees &
- No Minimum Balance
- 4.01% APY** on balances up to $20,000
- 1.01% APY** on balances over $20,000
Online Banking Features
- View statements and transaction history
- Transfer money to and from your savings and bank account
- Stay informed with custom reminders
Apply Online For a Home Loan Today!
Simple. Fast. Secure.
Consumer Resources
- AnnualCreditReport.com
- View your free credit report
- MasterCard SecureCode
- Protect your MasterCard when shopping online
- NADA Guides
- New & used car values & prices
Community Focus
Upcoming Events
- Chamber Lunch & Learn
September 17, 2010
Past Events
- Scavenger Hunt
August 16, 2010 - Bank closing at 1:30 PM on July 15
July 15, 2010 - Clay County Fair Cook Off
July 11, 2010 - Clay County Fair
July 11, 2010 – July 17, 2010 - Movies in the Park
June 26, 2010



