First Reward Checking
5.76% APY
First Reward Checking from Flora Bank & Trust gives you free checking, plus generous interest rates on the money in your account.
In addition to the great features of our Freedom Checking accounts, First Reward Checking offers:
- Free ATM withdrawals nationwide 1 (No monthly fees & no minimum balance)
- Base rate of 0.25% APY 2
- Earn Reward Rates
- 5.76% APY 2 on balances up to $20,000
- 1.25% APY 2 on balances over $20,000
- Overdraft Privilege (ODP) (for qualified account holders)
To earn Reward Rates, perform the following each cycle:
- 10 check card transactions
- Receive an electronic statement
- One direct deposit or ACH auto debit
- Access Online Banking
Stop in or give us a call at (618) 662-4441 for more details and sign up today.
1 ATM refunds up to $20 per cycle if requirements are met.
2 5.76% Annual Percentage yield (APY) paid on balances between one penny and $20,000, and 1.25% APY paid on all amounts above $20,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.25% APY; however, it will not receive ATM refunds for that time period. Rates as of August 27, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge.
Member FDIC
5.76% APY
